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We've Renewed our Partnership with Kingsbridge Insurance

One in five of our contractor clients does not have Professional Indemnity insurance. This is a surprising statistic given the need for insurance is often a requirement of the contract between Limited company and recruitment agency and that we live in a litigious society. Professional indemnity insurance (PI) will give you the peace of mind that you are protected against any potential damages and claims against you. A good policy will offer protection from the financial consequences of professional negligence including giving bad advice or making a mistake during your work.

It is also important to remember that a key status factor when deciding IR35 is the ability of the contractor to be able to demonstrate that they are in business on their own account. Having PI insurance to protect you and your business, goes someway to demonstrating financial independence, risk and that you are in business on your own account.

As well as PI insurance contractors should also consider Public Liability cover in the instance that a third party is injured, or their property damaged because of your actions. This insurance will cover the costs any damages awarded as well as related legal fees, costs and expenses.  As well as protecting your business you might also need to think about how to protect your family if you are unable to work through an accident at work or whilst travelling to your contract. Occupational personal accident cover would provide you with protection.

We are excited to have renewed our partnership agreement with Kingsbridge, our contractor insurance partners, who have supported hundreds of our clients with their insurance needs over the last 6 years.  Kingsbridge have excellent levels of service, with a 4.8 out of 5 rating on Feefo and their competitively priced insurance solutions specifically designed for contractors.  It is worth reminding you that should you get a quote with Kingsbridge and mention you were referred by Orange Genie you will automatically receive a 10% discount.

A few of the benefits of the Kingsbridge insurance offering are:

-          Nil Excess

-          Underwritten by A Rated insurers

-          Options to pay monthly

-          Instant access to documents

-          Industry specific cover

-          Get a quote in less than 5 minutes

If you’re interested in getting a quotation, you can call 01242 808740 or get a quote online here.

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